A comprehensive benefits package is one of the hallmarks of the employee experience at the Federal Reserve.

The Federal Reserve’s benefits are competitive in today’s marketplace. And at a time when many organizations no longer offer a traditional pension plan, the Fed’s Retirement Plan stands out for the value it provides to employees and their families.

In addition to the pension and 401(k) plans, the Federal Reserve provides employees and their dependents with valuable medical, dental, prescription drug and vision benefits, as well as flexible spending accounts, a host of personal protection plans and an identity theft protection program.

Beyond that, we encourage our employees to take an active role in their benefits. We offer free educational seminars; one-on-one, personalized financial counseling; and various programs to help participants achieve their health and wellness goals.

The Fed’s benefits programs provide employees and their families peace of mind in the present while helping secure their financial futures.


Thrift Plan (401(k) Plan)
Retirement Plan
Medical Plans
Prescription Drug Plan
Dental Plans
Vision Plan
Flexible Spending Accounts (Health Care and Day Care)
Basic Life Insurance
Business Travel Accident Insurance
Disability Insurance
Auto and Home Insurance*
Group Legal Insurance*
Personal Accident Insurance*
Group Universal Life Insurance*
Fed Protect ID Protection Program
SmartBenefits Website
Federal Reserve Benefits Center
Financial Planning Education Program
SurvivorSupport and TransitionalSupport
Advocacy Services
Live Smart, Plan Smart Health and Wellness Program

* These benefits are voluntary and paid for by the employee.

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