Assistant Examiner (Consumer)

📁
Bank Examination
📅
260272 Requisition #

The Federal Reserve Bank of Dallas believes in the diversity of our people, ideas and experience, and we are committed to building an inclusive culture that represents the communities we serve.

 
ORGANIZATIONAL SUMMARY:

As part of the nation’s central bank, the Federal Reserve Bank of Dallas is committed to strengthening the economy and our communities.  At the Fed, you have the opportunity to become part of an important public service institution whose work touches lives across the globe, and that’s why we need talented, results-driven professionals who care about making a difference.


POSITION SUMMARY:

Currently, the Banking Supervision Consumer Affairs department is seeking a self-motivated, versatile Assistant Examiner (Consumer) to be located in either Dallas, Houston, or the San Antonio, TX office.  Under direct oversight, the Assistant Examiner (Consumer) participates in the supervision of financial institutions.  This is accomplished by identifying and analyzing risks through supervision and monitoring activities, to ensure institutions are operating in a safe and sound manner and complying with applicable laws and regulations.  Meets with the management of financial institutions to discuss findings.  Begins the Examiner Commissioning Program.  May begin developing skills in one or more risk areas or topics.

 

Conducts examinations and or inspections of financial entities to determine their compliance with applicable consumer and civil rights banking laws and regulations and the Community Reinvestment Act.  May assist and/or lead in the examination of small and non-complex banks.


RESPONSIBILITIES:
  • Performs routine assignments in the entry level to a professional job progression.

  • Under direct oversight, participates in supervisory activities comprised of financial risk management analysis.

  • Assist in post-supervisory activities by compiling, analyzing, writing, and/or proof reading portions of supervisory reports for distribution.

  • Obtains prior to supervisory activities, an awareness and familiarity with the entity through all available information, such as correspondence; applications; and regulatory banking performance, and annual reports.

  • Begins the Examiner Commission Program.  Participates in on-going training to acquire and improve knowledge related to the banking industry and to regulatory activities over the industry.

JOB REQUIREMENTS:

  • Knowledge of consumer-related banking laws and regulations.

  • Knowledge of Federal Reserve System Consumer Compliance examination techniques.

  • Knowledge of Community Reinvestment Act (CRA) regulation.

  • General knowledge of economics, business and banking principles.

  • Skill in using PC software including Microsoft Office.

  • Skill in applying mathematical functions to include ratio analysis.  Skill in developing effective written and oral communications.

  • Ability to manage and organize work.

  • Ability to manage and supervise work of others in a consumer compliance examination environment.

  • Ability to lead formalized discussions of compliance examination findings and offer recommendations to implement corrective actions.

  • Ability to determine the adequacy of an institution CRA performance in meeting local community credit needs.

  • Overnight travel 50%. 

COMPETENCIES: 
  • Ensures Accountability - Holds self and others accountable to meet commitments.
  • Decision Quality - Makes good and timely decisions that keep the organization moving forward.
  • Manages Complexity - Makes sense of complex, high quantity, and sometimes contradictory information to effectively solve problems.
  • Communicates Effectively - Develops and delivers communications that convey a clear understanding of the unique needs of different audiences.
  • Collaborates - Works cooperatively with others to achieve shared objectives.
  • Demonstrates Self-Awareness – Using a combination of feedback and reflection to gain productive insight into personal strengths and weaknesses.
 EDUCATION AND EXPERIENCE:
  • Bachelor’s degree in Business Administration or related field.

  • One to three years of experience in a commercial banking environment; lending or operations preferred to equivalent experience with a regulatory agency.

  • Equivalent education and/or experience may be substituted for any of the above requirements.

WORK HOURS AND CONDITIONS:

  • M-F from 8:00 a.m. to 5:00 p.m.; alternate work schedule 80 hours/2 weeks. 
  • Travel up to 50% of the time. 
NOTES:
  • This position will be located in the Dallas, Houston or San Antonio office.
  • This job may be filled at an Assistant, Associate, Sr. Associate, Examiner I or Examiner II depending on the applicant’s qualifications and experience.
  • Employment is contingent upon the selected candidate passing a financial credit check.
  • By federal law, this position requires that candidates fall within one of the following citizenship categories: (1) U.S. citizen, (2) U.S. national, (3) U.S. permanent residents who are not yet eligible to apply for naturalization, or (4) U.S. permanent residents who have applied for naturalization within six months of being eligible to do so.

 We are Proud to be an Equal Opportunity Employer


 

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